You will need to complete a simple, online credit application, which is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

You can borrow between £1000 and £25,000, subject to status. You must be aged 18 and over to apply, and you must have lived in the UK for at least 3 years.

You can breakdown your treatment fees into monthly repayments ranging from 10 months to 5 years

A deposit is not required, but if you want to pay some money upfront and reduce the amount you borrow, this is completely up to you.

This will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, without any obligation, the monthly repayments for your particular treatment.

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject to the usual guarantee from your bank.

Within two weeks of signing the agreement

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you.

Yes. You are welcome to source your own funding through an external finance company to fund your treatment fees.